Category Archives: Brand Growth & Rebranding

Big Brand Blunders OR Equifax, A Hate Story

Image of Jerry Seinfeld by slgckgc CC BY 2.0 via Wikimedia Commons

Image of Jerry Seinfeld by slgckgc CC BY 2.0 via Wikimedia Commons

Can you imagine Jerry Seinfeld not being funny? Or Amy Schumer? Or Chris Rock?

If you attended a stand-up performance and they were performing with a cold, you could excuse them for not being healthy. The show must go on.

If their outfit did not appeal to you, you could reason that style might not be their forté or that you have different tastes.

But if they weren’t funny? That wouldn’t fly. They are comedians.

People listen to comedians because they want to laugh.

When you give comedians your time and attention, funny is the compensation you expect.

Comedians are in the business of funny. And if they weren’t funny, you would have no interest in them.

Funny is a defining brand attribute for them.

Defining Brand Attributes

A defining brand attribute is a characteristic of a brand that goes to the heart of the role the brand plays for its target audience.

It is a pillar of the brand. And like comedians being funny, it is non-negotiable in the audience’s eyes.

Smart brands protect their defining brand attributes like crown jewels. Brands that neglect them are leaving the house unlocked and inviting thieves.

Enter Equifax.

Equifax’s breach was more damaging to its brand than other companies’ credit breaches (Target, eBay, The Home Depot) because Equifax is in the business of protecting confidential information.

Information safety is a defining attribute for the Equifax brand. It’s part of Equifax’s reason for being.

When that breach occurred it rocked the brand.

You can tell management knew it because they learned about the breach on July 29 but waited until September 7 to acknowledge it publicly.


Wait, it gets worse.

This breach follows a number of smaller breaches over the past four years which exposed the company’s outdated IT systems, an open invitation to hackers.

Former CEO Richard F. Smith, who “retired” on September 26, 2017, appeared at a Congressional hearing last week. He indicated multiple times that an “individual” in the IT department had ignored security warnings and failed to implement software fixes that would have prevented the breach.

Retired and still passing the buck.

When you are dealing with the crown jewels of a brand, you don’t leave the fate of the brand to a single employee. Brand priorities need to be clear to everyone, and CEOs need to take ownership.

Unintended Brand Attributes

What happens when you don’t communicate non-negotiable defining brand attributes?

People will take cues from the brand’s behavior.

Let’s have a look at Equifax’s behavior.

Equifax’s company history dates back to 1899 when it was called Retail Credit Company. Its first 76 years of life were fraught with such free sharing of consumer information to banks, department stores, insurance companies – anyone who wanted to check an individual’s credit – that it was repeatedly sued by consumers who were outraged.

Worse yet, the only people who couldn’t get a copy of their credit report were the consumers themselves.

The information Retail Credit collected was not limited to financial information either.

In March 1970, Columbia University Professor of Public Law and Government and privacy expert Alan Westin wrote in an article for The New York Times that Retail Credit files “may include ‘facts, statistics, accuracies and rumors’ …about virtually every phase of a person’s life; his marital troubles, jobs, school history, childhood, sex life, and political activities.”

If a company deemed you morally deficient, it might have labeled you a bad risk and denied you credit.

Westin’s article led to congressional hearings and ultimately to passage of the Fair Credit Reporting Act in October 1970.

By 1975, Retail Credit was so hated that the company changed its name to Equifax, hoping to shed some of its bad reputation. It also wanted to signal a change in its business. It began selling credit reports to individuals in addition to businesses.

Consumers were allowed one free credit report per year to check its accuracy.

Annual access to their credit report offered consumers an opportunity to correct inaccuracies, but it also shifted the responsibility of monitoring the reports to them. If they wanted more than one report per year, they had to pay.

The subversive information collection, lax sharing history and dismissive attitude toward accuracy have left me to conclude that “cavalier attitude toward consumer information” has been an unintended defining brand attribute for Equifax.

Focusing on the Wrong Defining Attributes Fells Even the Biggest Brands

Any brand that does not understand its defining brand attributes and operate with those as a high priority is at risk.

And, ahem, size does not matter.

The notion that a brand is too big to fail is ridiculous. A brand unaware of or ignoring a defining brand attribute is like a giant trying to stand on one leg. It bobs and dances trying to find its balance and eventually hits the ground.

  • Despite the widely used phrase “Kodak moment,” Kodak did not focus on “capturing a memory” as a defining brand attribute and remained enamored with its film and chemical businesses well beyond the point where digital photography eclipsed them.
  • Kodak’s competitor Polaroid differentiated itself in its heyday with instant photography. But the company focused on the photography aspect instead of seizing instant gratification as a defining brand attribute that could evolve with digital photography instead of fight it.
  • For years Oldsmobile was General Motors’ (GM) innovation brand. In the 1920s Oldsmobile was the first to use chrome-plated trim instead of nickel. In 1938 the first fully automatic transmission appeared in an Oldsmobile. In 1974 it was the first to include air bags. But in the 1980s GM stopped investing in Oldsmobile’s innovation. Oldsmobile’s tagline claiming that it was “Not your father’s Oldsmobile” convinced neither consumers nor their fathers. Its late models were glorified remakes of other GM brands. Oldsmobile died in 2004 at the age of 107.

The Right Defining Brand Attributes Lead to Growth

On the positive side, brands that know their defining brand attributes and execute them well are the ones that grow.

  • Zappos began as an online shoe vendor but quickly realized that “outstanding customer service” and “happiness” had become defining brand attributes and organized their business to execute them with flair, becoming a billion-dollar brand.
  • When Airbnb recognized “belong anywhere” as its key brand attribute and began operating with that focus, bookings soared from 12 million in 2013 to almost 80 million in 2016.
  • Once CVS identified “health” as a key brand attribute, that clarified its focus and led to strategic moves like the cessation of cigarette sales, a name change to CVS Health, and emphasis on growing its pharmacy benefit management and medical services businesses. Both revenue and net income grew as a result.

Get Your Brand Attributes in Order and Spread the Word

If you’ve been thinking of “that brand stuff” as a sidebar you’ll get to eventually, you risk a big brand blunder of your own. Stop thinking of defining your brand as a nice-to-have and start thinking of your defining brand attributes as drivers of your business.

Everyone in your organization needs to know what they are and that top-notch execution of them is a priority.

Not sure what your brand’s defining attributes are? Or want to confirm?

Start by asking your brand constituents (customers, employees, vendors, partners) these questions:

  • What are the first three words or phrases that come to mind when you hear our brand name?
  • What happens right before you buy our product that leads you to purchase?
  • What made you choose our brand?
  • How do you feel after making a purchase from us?

Find out why your audience comes to your brand. And deliver on or exceed their expectations to keep them coming back.

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Airbnb’s Wild Ride

Airbnb billboard saying "We imagine a world where can belong anywhere." brand in adolescence positioning

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From the moment my eighth grade French teacher informed me that you could study abroad in college I knew I was going to France.

Six years later I spent the summer preceding my junior year at a program in Avignon and the fall semester in Paris. I traveled for the two months in between. read more

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Why Your Brand Needs a Niche

Find Your Brand Niche Sweet SpotIf you wanted to buy a book online, where would you shop?

If you wanted to buy organic foods, where would you go?

If you wanted to see how your baseball team fared at its most recent game, where would you look?

Raise your hand if you answered Amazon, Whole Foods or ESPN. read more

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L.L. Bean Gets the Boot

LL Bean Original Rainboot a symbol of brand consistency

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When a fashion-conscious teenager opts for a 104-year-old product, there must be something special about it. So when my 16-year-old daughter Fiona chose L.L. Bean rainboots, I had to ask her what the appeal was.

To Fiona’s credit and my relief, she did not say “I don’t know.” (Parents of teenagers will understand my relief.) read more

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Your Mission, Should You Choose to Accept It

Open Manila Envelope with Approved Brand Mission peaking out

Image courtesy of anankkml at

I hate clutter. You might not know that from the condition of my home, but I do.

To reduce clutter, I regularly donate what we no longer use to the Big Brother Big Sister Foundation.

But prevention is the holy grail. I scrutinize purchase considerations and proffered hand-me-downs.  If I can’t envision their use we decline.

My clutter aversion makes me a wary outdoor market shopper though I love to look.  On a crisp mid-October Sunday I was perusing the last-of-the-season markets in Boston’s South End with friends, purchase-free until I met Kate Kellman. read more

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Cases of List-taken Identity

Good list management means seeing the customer's point of view.For the past year I’ve been immersed in my son AJ’s college search.  We’ve visited 11 schools, some of them twice.  It’s been fun and one of the funny outcomes is that I have realized that I would be happy to go to college now. 

I’m not serious of course.  But there are some schools who think otherwise.  Three colleges have begun courting me. read more

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Whole Foods Frays Organically

Whole Foods Responsibly Grown LogoHave you ever wished for a personal chef?

Well for two months I had one.

In autumn 1999, after years of working as a chef on yachts, in restaurants and on catering gigs, my sister-in-law Rachael decided to transition to a new career:  web master.  Her transition involved relocating to the Boston area and earning Microsoft certifications.

Rachael moved to her parents’ house in Needham while she studied for her certifications and waited for her new Watertown condo to be ready.  Her parents decided to move to Cape Cod two months before her move-in date though.  So my husband Dan and I invited her to live with us. read more

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Don’t You Forget About Your Brand

Ally Sheedy's character in The Breakfast Club, before and after her makeover.

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This past March marked the 30th anniversary of the movie The Breakfast Club

For those of you who might not know it, the movie portrays the gathering of five stereotypical high schoolers (a brain, an athlete, a basket case, a princess and a criminal) for a day-long detention on a Saturday.  Over the course of the day, social barriers recede.  The teenagers share insights that both explain their stereotypes and undermine them at the same time.

The movie struck a chord with adolescents everywhere when it was released, and continues to engage succeeding generations.  My husband and I watched it with our teenagers a couple of years ago. read more

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Life is Good Goes for Grand

Original Jake drawing from Life is Good, brand in adolescence

Original Jake Drawing
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While many families chose warm weather destinations for the February school vacation, my son AJ and I took a road trip to Vermont and upstate New York.  No, we are not skiers.

Why would we choose a subzero-temperature week to travel to these northern locales?

To look at colleges.

AJ is a junior in high school.  Though he will not be applying to colleges until next fall, we are visiting now so that he will know where he wants to apply then. read more

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What a Croc

Crocs in all rainbow colors

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I was a persistent child.  How persistent?  Let’s just say that several times during my childhood my father wished, “May you have a child just like you.”

Well, I did.  Two of them.

On a Monday in early January 2004 my daughter Fiona came home from preschool and demanded to know when we were going to Disney World.  Several of her friends had gone during the December break, so when were we going?  My husband Dan and I just smiled and said we did not know.

She inquired again on Tuesday.  On Thursday.  On Saturday.  On Sunday.  Our 5-year-old son AJ began asking as well. read more

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